Revolut needs no introductions these days, but it is setting its sights on redefining banking… yet again.
Revolut bold vision 2025
With 50 million customers globally – 10 million in the UK alone – the fintech disruptor is poised for even greater heights.
Following its landmark achievements in 2024, including a $45 billion valuation and record profits of $545 million, Revolut unveiled its ambitious 2025 roadmap at its “The Revolutionaries” event in London.
In a year of extraordinary growth, Revolut added over 10 million customers worldwide, cementing its position as the UK’s most downloaded financial app and a dominant player across Europe.
The company also secured a UK banking license (with restrictions during mobilisation) and reported over $2.2 billion in revenue.
Co-founders Nik Storonsky and Vlad Yatsenko took the stage at the celebratory event to outline how Revolut intends to accelerate its momentum and redefine global banking.
Artificial Intelligence Takes Centre Stage
Revolut plans to launch an AI-powered financial assistant in 2025, marking a new era of personal finance management. This digital companion will guide users through smarter financial habits, optimise decision-making, and streamline administrative tasks – all tailored to individual preferences.
As AI evolves, Revolut envisions a transformative role for this technology in simplifying personal finance, with a gradual rollout planned to ensure robust functionality.
Expanding into Mortgages
In a significant diversification of its offerings, Revolut announced its foray into mortgages, starting with Lithuania and expanding to Ireland and France by 2025.
Promising a fully digital experience, Revolut aims to deliver near-instant approval processes and final offers within a single business day, subject to necessary checks.
Mortgages will complement its growing credit portfolio, which includes plans for overdrafts and other financial products.
Revolut-Branded ATMs
Revolut’s physical footprint is set to expand with the rollout of branded ATMs in Spain by early 2025. These machines will dispense cash and cards initially, with plans to support cash deposits and advanced security features like facial recognition authentication in the future.
Innovations in Business Banking
Revolut Business is poised to make waves in 2025 with its first business credit product for Europe. Coupled with competitive savings rates, this initiative aims to bolster its appeal among enterprises.
Additionally, Revolut plans to enhance store and restaurant operations with the introduction of Revolut Kiosk, exploring cutting-edge biometric payment solutions.
Revolut Pay, its flagship payment platform, will expand to include options like Buy Now Pay Later.
Leadership’s Vision for 2025
Nik Storonsky, CEO and Co-Founder of Revolut, highlighted the significance of 2024 as a foundation for future growth: “2024 has been a significant year for Revolut, with millions of new accounts opened and innovative products launched across our markets. 2025 will be bigger and better. We want to revolutionise banking for the better and we’re on the right path to achieve this.”
“Revolut continues to change the face of finance,” echoed Antoine Le Nel, Chief Growth and Marketing Officer. “We’ve grown to over 50 million customers in less than a decade, a tremendous achievement, and proof that consumers want more from their money.”
A Glimpse into the Future
As Revolut positions itself to become the world’s first truly global bank, its ambitions are bolstered by customer-centric innovations and a commitment to challenging traditional banking norms.
With a goal of reaching 100 million customers and introducing revolutionary financial solutions, its journey exemplifies how fintechs are shaping the future of banking.
As the fintech sector continues to evolve, Revolut’s 2025 vision highlights a commitment to redefining the banking experience – blending technology, accessibility, and innovation to meet the needs of a dynamic global audience.
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