The digital payments landscape continues to grapple with regulatory scrutiny, as demonstrated by recent settlements involving industry heavyweights American Express and Block (formerly Square). Block and American Express forced to pay big fines These cases underscore the increasing importance of compliance, transparency and robust operational practices in fostering trust and stability within the sector. American […]

As we embark on a new year, the trajectory of global e-commerce remains a vital topic for businesses and consumers alike. By examining forecasts for the United States, the United Kingdom and Germany – three economically significant markets – we can uncover unique trends and growth patterns shaping the future of online retail. Germany: A

The B2B payments landscape has long been overshadowed by consumer payment innovations, despite representing a vastly larger and faster-growing market. Transforming B2B payments The global B2B payments market is experiencing significant growth and is projected to reach substantial values in the coming years. As of 2024, the market size was valued at $86.51 trillion. Looking

Apple is reportedly in talks with Barclays and Synchrony Financial to replace Goldman Sachs as its credit card partner. Apple explores new credit card partnership This potential shift comes as Goldman reassesses its consumer finance ambitions, signalling a possible early termination of its Apple Card partnership, originally set to run through 2030. Goldman Sachs partnered

Cryptocurrencies like Bitcoin and Ethereum often dominate the spotlight, but it’s stablecoins that are quietly reshaping the payments landscape. Could stablecoins rival cards for payments? Once a niche tool for traders, stablecoins have evolved into credible payment methods, appearing in everyday transactions at retailers, food delivery services and even gas stations. The Evolution of Stablecoins

Unicaja, one of Spain’s leading banks, has partnered with Fiserv to develop cutting-edge payment and e-commerce solutions tailored to the evolving needs of merchants in Spain. Unicaja and Fiserv partnership in Spain This strategic collaboration marks Fiserv’s debut partnership in the Spanish market and aims to integrate advanced omnichannel capabilities with top-tier speed, security and

Baring its now sharp teeth again, the Consumer Financial Protection Bureau (CFPB) has filed a lawsuit against Capital One, and its parent company, Capital One Financial Corp., accusing the bank of misleading millions of consumers and costing them more than $2 billion in lost interest. CFPB sues Capital One The allegations centre around Capital One’s

Klarna has taken a major step forward in its mission to make seamless payments accessible everywhere. By strengthening its partnership with Stripe, the BNPL provider is now available to millions of businesses in 25 countries. Klarna expands reach with Stripe This collaboration is proving to be a growth driver, doubling the number of new merchants

The Bank of England (BoE) recently shared an update on its exploration of a digital pound, confirming that no decision has been made regarding its potential launch. The digital pound: An update While significant progress has been achieved in the design phase, the BoE said that further work is required before a decision can be

In the labyrinth of news about AI, payments transformation and regulation, much of it can feel generic. Payment providers and AI investment? When it comes to payments, where are payment providers and banks directing their investment in AI, how is it supporting developments in payments specifically? In short – can automation, machine learning help payments