On the same day that Apple and Klarna inked a deal to integrate BNPL, the UK government has announced new regulations aimed at protecting millions of Buy-Now, Pay-Later (BNPL) users, ensuring greater transparency and affordability. UK introduce new BNPL regulations Eligible Apple Pay users in the US and UK will have first access to Klarna’s  […]

Worldline has launched its A2A payment (account-to-account) solution, “Bank Transfer by Worldline.” Worldline launches A2A payments in Europe This new payment method allows businesses to handle high-value transactions, offering merchants across Europe a secure and efficient way to accept payments while expanding payment options for customers. The solution, now available in 10 countries, will be

A new global study has highlighted the profound impact that Generation Alpha (children aged 8-15) is having on household spending and the digital economy. The research, by Checkout.com, conducted across the UK, US, UAE, and China, reveals that Generation Alpha is not only shaping purchasing decisions within their households but also actively participating in the

Our first article in this series established the huge growth today in global instant payments both domestically and across borders. Below, we examine the challenges this creates for banks struggling to keep pace with change while remaining compliant with increasing regulation. Instant payments are popular with consumers and businesses alike because they enable the faster

Ripple has officially launched RLUSD, a stablecoin pegged to the US dollar – a bold entry into the increasingly competitive stablecoin market. Ripple launches stablecoin RLUSD The play seeks to challenge dominant players like Tether and USD Coin (USDC). RLUSD is positioned as a stable and reliable digital asset, designed to unlock new use cases

ClearBank has revealed troubling findings in its latest report, “How well are fintechs served by banks? The state of agency banking across the UK and Europe.” The research, which surveyed fintechs from various European countries including the UK, Germany, and Lithuania, paints a worrying picture for agency banks, with fintechs showing increasing indifference and dissatisfaction

In a move that signals the future of cross-border payments security, Swift is set to launch an AI-driven anomaly detection service to combat financial crime more effectively. Swift introduces AI-powered fraud detection Beginning in January 2025, the service will help banks worldwide proactively detect suspicious transactions in real-time, building on Swift’s Payment Controls Service, already

Card payments dominate the Nordic payment landscape, with 90% of shoppers using them for contactless payments either daily or once a week, according to new research conducted on by Nets. Preference for mobile payments continues to increase: in Denmark, Apple Pay is now more popular than Mobilepay, and in Sweden it is almost on par

In recent years, Latin America has experienced a remarkable transformation in the way people make payments. Debit cards, credit cards, and mobile payments are quickly becoming the preferred methods of payment, displacing cash in the region. This shift is opening up new avenues for financial-services companies looking to tap into a growing and increasingly digital

In 2020, the UK Gambling Commission (UKGC) introduced a significant regulation: the ban on using credit cards for online gambling transactions. Mastercard’s role in UKGC-licensed casinos This move aimed to address concerns over gambling-related harm, but it left many players wondering about their payment options. Despite the ban, Mastercard remains a popular payment option in