Entrust has announced the launch of the NFC Issuer Wallet Solution for iOS, allowing European financial institutions to build their own wallet within their banking app, in addition to deploying the Apple Pay Wallet. NFC Issuer wallet on iOS “Mobile NFC payment, or tap-to-pay, is a preferred payment method for a lot of consumers,” explained Nicolas […]

Central Bank Digital Currencies (CBDCs) have emerged as a subject of both intense scrutiny and substantive economic promise. CBDC: Economic justification While concerns regarding privacy infringement, governmental overreach and financial autonomy persist, the potential economic gains that CBDCs could facilitate render them a compelling policy instrument. Designed with appropriate safeguards, these digital currencies can fortify

Last year, Apple announced that any third-party wallet can now build on Apple’s Near Field Communication (NFC) and Secure Element (SE) architecture. Apple opens up NFC As my good friend and respected commentator Tom Noyes immediately pointed out, this is no “spur of the moment announcement”. Apple must have been working on this for some

Digital ID verification has emerged as a cornerstone of modern cybersecurity, regulatory compliance and consumer protection. Digital ID 2025: Regulatory imperatives Amidst escalating concerns over fraud prevention, privacy and age verification, 2025 is positioned to be a pivotal year in the standardisation and global harmonisation of digital identity frameworks. One of the most prominent regulatory

Millions of South Africans remain excluded from traditional financial services due to a lack of formal credit history. Bridging the credit gap in South Africa Without a strong credit score or recorded borrowing behaviour, many consumers struggle to access same day loans, mortgages and many other financial products that could improve their financial well-being. However,

PayPal has launched PayPal Open, a new merchant platform designed to empower businesses of all sizes by consolidating its payments and growth solutions into a single, unified platform. PayPal unveils PayPal Open With access to PayPal’s global network of 400 million active accounts, including 92 million Venmo users, businesses can seamlessly integrate financial tools tailored

The core banking software industry stands at a critical inflection point. Financial institutions, long constrained by legacy infrastructure, seek modern, scalable and cost-effective alternatives – this much we know. Core banking provision arrives at crossroads Simultaneously though, the advent of artificial intelligence (AI) presents a dual-edged phenomenon: enabling transformation while threatening traditional vendor models. More

Visa has long been a trusted name in payments, known for its security, ease of use and global reach. The continued appeal of Visa For millions of players worldwide, it is the go-to payment method for online transactions, and the same goes for online gambling. But what makes Visa such a popular choice for online

In response to the evolving demands of modern consumers, particularly Generation Z, Mastercard has unveiled its innovative One Credential solution. This digital offering aims to consolidate multiple payment methods – such as debit, credit, prepaid and instalment options – into a single, user-friendly platform, granting consumers enhanced control and flexibility over their financial transactions. Generation

The adoption of stablecoins within retail transactions remains in its nascent stages, despite mounting interest from private-sector entities. Stablecoins creeping into retail payments? Federal Reserve Governor Christopher Waller, speaking at A Very Stable Conference in San Francisco, underscored both the potential and the considerable obstacles that must be addressed before stablecoins achieve widespread acceptance. Waller