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It’s fair to say there is much education, progress and evaluation to be conducted within the field of CBDCs and digital currencies – so much to unpack that we are still working out the subthemes. CBDC and digital currency – Valuable assets Turns out the secret to digital longevity is Knowing Your Sector. Helpful, then, […]

In the world of European payments, any new development is never that far from what has gone before. Ground breaking technology inspires new working methodologies. Visionary leaders effect unique market dynamics. Wero: leveraging early initiatives for success But when something new is afoot, as with life itself, it can be enlightening to dig a little

Spain has achieved a ground breaking milestone in the evolution of global payments by becoming the first European banking area fully connected to the European Payments Council’s (EPC) One-Leg Out (OCT Inst) scheme. Spain leads EPC OCT Inst scheme adoption This innovative scheme enables instant cross-currency payments between SEPA countries and regions outside the eurozone,

New research from Visa reveals that over 41% of small- to medium-sized businesses (SMBs) in the UK have fallen victim to fraud, incurring an average loss of £3,808 in the past year. The impact of fraud on UK small businesses With SMBs comprising 99.9% of UK businesses – a staggering 5.6 million enterprises – the

As Barclays struggles to offload its acquiring business in the UK, JPMorgan has decided to enter the same market with its first credit card on the issuing side of the business. Chase UK targets growth with credit card JPMorgan’s UK-based digital-only bank, Chase UK, is taking its first steps into the lending market with the

One of the characteristics of the digital economy is the surge of acquirers and acceptance solutions now available to smaller businesses. Could acquirers be doing more Not that many years ago, a start-up business had little choice but to go to a well-established acquirer, choose from a narrow menu of services, get to grips a

The clock is ticking for European banks as the EU’s mandatory instant payment regulations approach, but a recent survey by transaction data management specialist Intix reveals a worrying lack of readiness. With just 33% of respondents confident in meeting the January 2025 deadline for receiving instant payment transactions, the findings expose critical gaps in compliance,

Barclays’ efforts to sell a stake in its UK merchant payments business are encountering significant challenges, with diverging valuation expectations emerging as a major stumbling block. Reports suggest that potential suitors, including Canadian asset management giant Brookfield, have stepped back from bidding due to misalignment on the business’s worth. Barclays hurdles in merchant payments sale

The UK government has unveiled its National Payments Vision, a forward-looking framework designed to position UK payments as a global leader in payments innovation. UK payments national vision This ambitious plan, underpinned by cutting-edge technology and strategic collaboration, charts a path to enhance the country’s payments landscape, ensuring it remains robust, competitive and inclusive. At

As financial services firms grapple with rapid technological evolution and mounting consumer expectations, cloud adoption has emerged as a transformative strategy. According to the 2025 World Cloud Report by Capgemini, it offers unparalleled opportunities to drive operational efficiency, innovation and customer satisfaction – yet, the journey to achieving these goals is fraught with challenges. The