NFC World

Unicaja, one of Spain’s leading banks, has partnered with Fiserv to develop cutting-edge payment and e-commerce solutions tailored to the evolving needs of merchants in Spain. Unicaja and Fiserv partnership in Spain This strategic collaboration marks Fiserv’s debut partnership in the Spanish market and aims to integrate advanced omnichannel capabilities with top-tier speed, security and […]

Baring its now sharp teeth again, the Consumer Financial Protection Bureau (CFPB) has filed a lawsuit against Capital One, and its parent company, Capital One Financial Corp., accusing the bank of misleading millions of consumers and costing them more than $2 billion in lost interest. CFPB sues Capital One The allegations centre around Capital One’s

Klarna has taken a major step forward in its mission to make seamless payments accessible everywhere. By strengthening its partnership with Stripe, the BNPL provider is now available to millions of businesses in 25 countries. Klarna expands reach with Stripe This collaboration is proving to be a growth driver, doubling the number of new merchants

The Bank of England (BoE) recently shared an update on its exploration of a digital pound, confirming that no decision has been made regarding its potential launch. The digital pound: An update While significant progress has been achieved in the design phase, the BoE said that further work is required before a decision can be

In the labyrinth of news about AI, payments transformation and regulation, much of it can feel generic. Payment providers and AI investment? When it comes to payments, where are payment providers and banks directing their investment in AI, how is it supporting developments in payments specifically? In short – can automation, machine learning help payments

The recent decision by Apple to grant third-party developers access to its NFC chip, along with Vipps MobilePay’s historic launch in Norway, has reignited discussions about the potential for banks to launch their own digital wallets. Can banks succeed with their own digital wallets? While the opportunity seems promising, industry experts remain sceptical about the

The Digital Operational Resilience Act (DORA) is set to reshape the EU financial services landscape, introducing comprehensive security requirements to bolster the sector’s cyber resilience. Are you ready for DORA? Effective from 17 January 2025, DORA’s sweeping regulations will impact not only EU-based financial entities but also any global firms conducting business with them. As

European instant payments are about to speed up. The new SEPA (Single European Payments Area) Credit Transfer mandate (SCT Inst) has taken root and deadlines for implementation are as soon as January 2025 for some. Europe’s instant payments The proposal, ushered in by the European Commission, requires all PSPs (including banks) that offer regular credit

The European Union (EU) has long championed digital payments as a safer, faster and more cost-effective alternative for consumers and businesses. While the value of retail digital payments in the EU surged to over €1 trillion in 2023 – doubling since 2017 – a new report from the European Court of Auditors (ECA) highlights gaps

Embedded finance is rapidly transforming the financial services and e-commerce sectors. Once a niche concept, it has now become a cornerstone for businesses looking to enhance customer experiences, increase revenue and improve loyalty. The evolution and promise of embedded finance One such company is Alviere, a platform that enables enterprises to seamlessly integrate financial services