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The embedded finance (EF) market is reshaping the financial landscape in Europe, offering a seamless integration of financial services into nonfinancial platforms. McKinsey forecasts predict that EF revenues in Europe could exceed €100 billion by the end of the decade, signalling a transformative shift in how financial products are delivered and consumed. For banks, merchants […]

J.P. Morgan Payments unveiled its first proprietary payment terminals, the Paypad and Pinpad, at NRF 2025 in New York City, signalling a new era in its ambitions at checkout. J.P. Morgan launch biometric Paypad and Pinpad These advanced devices aim to streamline the payment process by offering faster, smarter and more secure experiences while empowering

In the aftermath of the global financial crisis (GFC), the banking sector has witnessed its best two years since 2007–2009. With global revenues surpassing $7 trillion and net incomes of $1.1 trillion, the sector has demonstrated healthy profitability, robust capital and improved liquidity. Despite this impressive rebound, scepticism lingers over the sector’s long-term value creation.

Shoppers and businesses are looking for quicker, easier and safer ways to move funds as payment trends shift over time and with new technology. 6 most popular payment trends to watch Data shows that contactless methods made up half of certain electronic purchases in regions like South Africa, while global usage could pass 1 billion

The digital payments landscape continues to grapple with regulatory scrutiny, as demonstrated by recent settlements involving industry heavyweights American Express and Block (formerly Square). Block and American Express forced to pay big fines These cases underscore the increasing importance of compliance, transparency and robust operational practices in fostering trust and stability within the sector. American

As we embark on a new year, the trajectory of global e-commerce remains a vital topic for businesses and consumers alike. By examining forecasts for the United States, the United Kingdom and Germany – three economically significant markets – we can uncover unique trends and growth patterns shaping the future of online retail. Germany: A

The B2B payments landscape has long been overshadowed by consumer payment innovations, despite representing a vastly larger and faster-growing market. Transforming B2B payments The global B2B payments market is experiencing significant growth and is projected to reach substantial values in the coming years. As of 2024, the market size was valued at $86.51 trillion. Looking

Apple is reportedly in talks with Barclays and Synchrony Financial to replace Goldman Sachs as its credit card partner. Apple explores new credit card partnership This potential shift comes as Goldman reassesses its consumer finance ambitions, signalling a possible early termination of its Apple Card partnership, originally set to run through 2030. Goldman Sachs partnered

Cryptocurrencies like Bitcoin and Ethereum often dominate the spotlight, but it’s stablecoins that are quietly reshaping the payments landscape. Could stablecoins rival cards for payments? Once a niche tool for traders, stablecoins have evolved into credible payment methods, appearing in everyday transactions at retailers, food delivery services and even gas stations. The Evolution of Stablecoins

Unicaja, one of Spain’s leading banks, has partnered with Fiserv to develop cutting-edge payment and e-commerce solutions tailored to the evolving needs of merchants in Spain. Unicaja and Fiserv partnership in Spain This strategic collaboration marks Fiserv’s debut partnership in the Spanish market and aims to integrate advanced omnichannel capabilities with top-tier speed, security and