Visa is reportedly in advanced discussions with Tools for Humanity – the company behind Sam Altman’s Worldcoin and its expanding blockchain ecosystem, World Network – to integrate Visa card functionality into self-custody crypto wallets.
The collaboration aims to fuse traditional payment rails with decentralised identity and asset management, marking a potentially seismic shift in how digital wallets operate on a global scale.
World Network Infrastructure
At the core of the initiative is the World Wallet, part of the World Network infrastructure, which is set to evolve into a fully featured financial platform.
According to a source familiar with the discussions, the plan is to “build up a whole connected wallet strategy” that supports everything from fiat-to-crypto conversions to cross-border payments and stablecoin transactions.
In essence, the World Wallet is being positioned as a “mini bank account” for the digitally native and financially underserved alike.
By integrating Visa’s network of tens of millions of global merchants, the World Wallet would enable users to send, receive, and spend digital assets seamlessly – whether through FX services, stablecoin settlements, or traditional fiat rails.
On-chain card capabilities would bring interoperability between crypto holdings and everyday spending, directly from the user’s wallet.
Redefining the Self-Custody Wallet
The move could redefine the self-custody wallet’s role in the financial ecosystem.
Historically limited to crypto-native environments, wallets are now edging into mainstream fintech territory.
The potential Visa partnership would also create vital fiat on- and off-ramps, addressing one of the key frictions in the crypto-to-cash user journey.
World Network has already engaged crypto card infrastructure providers such as Rain – backed by Coinbase and Circle – which supports on-chain Visa card issuance for protocols like Optimism and Avalanche.
A request-for-product (RFP) form circulated to card issuers underlines the seriousness of the integration plans.
Serious about Crypto Transfers
This development comes on the heels of World Network’s launch of World Chat, a messaging feature that supports crypto transfers between users.
Together with its biometric identity layer – powered by the controversial iris-scanning Worldcoin Orb – the ecosystem is aiming to merge identity, communication, and finance into a unified platform.
If successful, this partnership would mark one of the most ambitious intersections of decentralised finance and mainstream payment infrastructure to date.
As one insider noted, given Sam Altman’s resources and influence, “other wallet providers should be worried.”
Neither Visa, Rain, nor Tools for Humanity have commented publicly, but the proposed initiative could place World Network at the forefront of a new era in digital payments – where wallets don’t just store assets, but power daily financial life.
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